These Terms of Service govern your access to and use of this website and any materials we make available through it, including the investment vault.

Section 06 is the part most visitors are actually looking for: a straight description of how we source, evaluate, and buy the properties referenced across this site. We've kept it here rather than burying it, because how a sponsor acquires is the thing that determines whether the rest of the numbers mean anything.

SECTION 01

Acceptance of these terms

This website, invest-obika.com, is operated by Obika Assets Inc., a corporation incorporated federally under the Canada Business Corporations Act and carrying on business as Obika (“Obika”, “we”, “us”, “our”). By accessing or using this site, you agree to these terms. If you do not agree, please do not use the site.

These terms work alongside our Privacy Policy. Where you later enter into definitive offering, subscription, or partnership documents with us, those documents govern the investment relationship and prevail over anything on this site if the two ever conflict.

SECTION 02

Who this site is for

The material on this site is directed at prospective investors who qualify as accredited investors within the meaning of National Instrument 45-106 Prospectus Exemptions, or the equivalent category under the securities laws of their own jurisdiction. It is not directed at the general public, and it is not directed at any person in a jurisdiction where its publication or availability would be contrary to local law.

You are responsible for determining whether you are legally permitted to view this material and to participate in the kind of arrangement it describes. If you are unsure, take your own advice before going further.

SECTION 03

Not an offer of securities

Nothing on this site is an offer. This website is for informational purposes only. It does not constitute an offer to sell, or a solicitation of an offer to buy, any security or interest in any property, entity, or arrangement, in any jurisdiction.

Any offering, if made, is made only to eligible investors and only pursuant to definitive offering documents, which will contain the complete terms, the applicable risk factors, and the disclosures required by law. In the event of any inconsistency, those documents control.

No securities regulator in any jurisdiction has reviewed, approved, or passed upon the merits of the information on this site or of any arrangement described on it.

SECTION 04

Not investment, legal, or tax advice

We are not your financial advisor, lawyer, or accountant, and nothing on this site — or said on a call, or contained in the vault — constitutes investment, legal, or tax advice, or a recommendation that any particular arrangement is suitable for you.

Real estate is illiquid, and the arrangements described on this site are long-horizon commitments with no structured secondary market or buyout mechanism. You should obtain independent advice from qualified professionals in your own jurisdiction, and satisfy yourself independently, before committing capital. You could lose some or all of the capital you commit.

SECTION 05

Projections and forward-looking statements

Return figures, occupancy assumptions, revenue models, and the interactive calculator on this site are pro forma projections. They are built from sponsor assumptions and third-party market data, and they describe what a property might produce under a stated set of conditions — not what any property will produce.

Projections on this site assume, among other things, that properties operate as short-term rentals year-round under the applicable local licensing framework. Licensing regimes change, and a change in the rules governing short-term rental operation in any market we operate in could materially affect results.

Actual results will differ, potentially materially. Past performance of any comparable asset does not guarantee or indicate future results. No return figure shown anywhere on this site is guaranteed, promised, or underwritten.

SECTION 06

How we acquire properties

This section describes our acquisition approach so that anyone reviewing this site understands the process behind the properties referenced on it. It is descriptive, not contractual — the binding terms of any specific acquisition are set out in the definitive documents for that acquisition.

Two markets, two acquisition tracks

Japan. We acquire residential property in Takamatsu, Kagawa Prefecture, through ordinary market channels — listed inventory, licensed local brokers and agents, and, where applicable, developers — on arm's-length terms at negotiated market value. Every acquisition is sourced and validated with our Japanese board member and on-the-ground manager, Takahide Obika, who consults directly on acquisition targets and on whether a given area is one we should be buying into at all. Where Japanese law requires a licensed professional to be involved in a transaction, we engage one, and we comply with the disclosure, registration, and foreign-ownership requirements that apply to each purchase.

Canada. In the Okanagan region of British Columbia, we acquire residential property directly from owners as well as through listed inventory, in any condition, including properties requiring significant renovation and properties whose owners need a fast, unconditional sale — for example, owners in mortgage arrears or facing a lender deadline. We renovate such properties after purchase, at our own cost, for operation as short-term rentals. Where a purchase is made from an owner under financial pressure, our practice is to provide a written offer with the reasoning behind the price, to require that the seller has had the opportunity to obtain independent legal advice before completion, and to transact through licensed British Columbia real estate professionals. We do not make representations about what a seller's lender will or will not do.

The acquisition filter

Every prospective acquisition runs through the same staged filter before capital is committed:

01

Hard gate — the property qualifies, or it doesn't

New or turnkey condition, with no ground-up renovation required; ten minutes or less on foot to the nearest train station; ten minutes or less on foot to at least one convenience store. A property that fails any of these is not considered further, regardless of price.

02

Weighted factor — proximity to genuine demand

Proximity to a real tourist draw — natural, historic, or retail — within roughly thirty minutes carries significant weight between two properties that have both cleared the gate. It does not override the gate.

03

Market validation — the decision is made on data

We research what comparable properties in that specific area are actually generating, and whether the market supports the medium-to-premium positioning our model relies on. If the data does not support the thesis, the property is not acquired, however well it scored on the first two steps.

Positioning and use

We acquire deliberately in the medium-to-premium segment rather than the budget segment, because the margin in that segment is what allows a property to be operated and staffed properly and to remain viable at below-average occupancy. Properties are acquired to be held and operated as income-producing short-term rentals over a multi-year horizon. Our return model is built on rental income, not on assumed appreciation or on resale.

In British Columbia, we also work with a group of investors who acquire property for purposes other than short-term rental. Where a property clears our checks but is not one we wish to hold, we may assign the purchase contract to one of those investors rather than complete the purchase. Any such assignment is made only with the seller's written consent and on the terms of the standard British Columbia Contract of Purchase and Sale, under which the seller is entitled to any profit on assignment unless they have agreed otherwise in writing after being advised to obtain independent advice. We do not market properties we neither own nor hold under contract.

No commitment to any specific property

Properties, locations, and figures shown anywhere on this site are illustrative of the type of asset our criteria produce. Nothing on this site commits us to acquiring any particular property, and nothing entitles any person to an interest in any particular property. Which property capital is ultimately deployed into is determined at the time of acquisition and documented in the definitive documents for that transaction.

SECTION 07

Operating the properties

Once acquired, a property is furnished, photographed, listed, and operated by our team, with a target of being income-producing within roughly 45 days of acquisition. Takahide Obika manages setup, guest communication, and the relationships with the surrounding community that come with operating in a residential neighbourhood. Investor positions described on this site are passive: investors are not expected to manage the property, handle guests, or take operational decisions.

Short-term rental operation in Japan is subject to national and prefectural licensing, zoning, building and strata rules, and tax obligations, and these change over time. Our projections assume a property operates year-round under the applicable licensing framework. A change to that framework — in Kagawa Prefecture or nationally — may affect how, or whether, a property can continue to be operated as a short-term rental, and may materially affect results.

SECTION 08

Vault access and confidentiality

Access to the investment vault is granted at our discretion, following individual review. We may decline or withdraw access at any time, for any reason, without explanation.

Material in the vault — financial models, market analysis, offering documents, and property specifics — is confidential and provided to you solely for the purpose of evaluating a potential investment. You agree not to reproduce, distribute, publish, or disclose it to any third party other than your own professional advisors, who must be bound by equivalent confidentiality.

SECTION 09

Information you give us

When you submit the request form or otherwise provide information, you confirm that what you provide is accurate and complete, and that you are authorised to provide it. We rely on it in assessing your request.

How we handle that information is set out in our Privacy Policy. Please do not send identity documents, banking details, or other sensitive material through the open form on this site — we will direct you to a secure channel when those are actually required.

SECTION 10

Intellectual property

All content on this site — text, design, layout, graphics, the Obika name and seal, illustrations, models, and underlying code — is owned by us or licensed to us, and is protected by applicable intellectual property law.

You may view and print pages for your own personal, non-commercial evaluation. You may not otherwise copy, reproduce, republish, modify, or use any part of this site commercially without our prior written permission.

SECTION 11

Acceptable use

You agree not to:

  • Use this site for any unlawful purpose, or in breach of any applicable law or regulation
  • Submit false, misleading, or fraudulent information through any form on this site
  • Attempt to gain unauthorised access to any part of the site, the vault, or any system or network connected to it
  • Scrape, harvest, or systematically extract content or data from this site by automated means
  • Introduce malicious code, or take any action that imposes an unreasonable load on our infrastructure

We may suspend or terminate access for anyone we reasonably believe has breached these terms.

SECTION 12

Third-party data and links

This site incorporates third-party market data, including data from PriceLabs, and may link to third-party websites. We believe our sources are reliable, but we do not independently verify all third-party data and we do not warrant its accuracy or completeness.

We do not control linked sites and are not responsible for their content, availability, or practices. A link is not an endorsement.

SECTION 13

Disclaimers

This site and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that this site will be uninterrupted, error-free, or free of harmful components, or that any information on it is current at the moment you read it.

SECTION 14

Limitation of liability

To the fullest extent permitted by applicable law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of — or inability to use — this site or its content, whether based in contract, tort, or any other theory, and whether or not we were advised of the possibility.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation.

You agree to indemnify and hold us harmless from any claim, loss, or expense — including reasonable legal fees — arising from your breach of these terms or your misuse of this site or of confidential material provided to you.

SECTION 15

Governing law and jurisdiction

These terms are governed by the laws of British Columbia and the federal laws of Canada applicable in it, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction of the courts of British Columbia for any dispute arising out of or relating to these terms or this site.

If any provision of these terms is found unenforceable, that provision is severed and the remainder continues in full effect.

SECTION 16

Changes to these terms

We may update these terms from time to time. The current version is always posted here with the effective date shown at the top of the page. Your continued use of the site after a change takes effect constitutes acceptance of the revised terms.

SECTION 17

Contact

Questions about these terms:

Entity
Obika Assets Inc. (federally incorporated, Canada)
Contact
Christopher Hood, Founder & CEO
Email
legal@invest-obika.com
Post
Obika Assets Inc., 183 Keefer Place, Vancouver, BC, Canada

See also our Privacy Policy, which explains what information we collect and how it is handled.